Saddled with student loan debt, little to no savings and more of a job than a career, many 30-somethings are putting off the purchase of a home.  In so doing they are shelving something previous generations viewed as core to the American dream.  Is this a savvy financial move, or ...

Before you start your new home search, it is important to get pre-qualified.  Mortgage lenders can pre-qualify prospective homebuyers prior to requesting a mortgage on a particular real estate. Lenders estimate a borrower’s monetary ability to commit to monthly payments; therefore, pre-qualifying assists lenders with making better loans and helps ...

Starting April 1, home buyers utilizing FHA financing will see a significant increase in the Mortgage Insurance Premium (MIP) paid upfront by buyers. The MIP premium will rise from the current 1% to 1.75%. Besides the one-time upfront fee, the monthly MIP will also rise 0.1% for loans ...